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Home » Are Regulations Coming to the 46 Billion Dollar Pay Day Loan Industry that Charge as Much as 390% Interest?

Are Regulations Coming to the 46 Billion Dollar Pay Day Loan Industry that Charge as Much as 390% Interest?

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LISTEN NOW! More and more attention is being given to payday lending and the industry that applies as much as 390% interest on its loans. As CNN’s Christina Alesci shares, “payday lenders are getting around individual state legislation that are meant to protect, often times, poor people, from abusive practices.” Reportedly, there are about 12 million borrowers a year that use these loans, their median income is $22,400 a year, and they take out an average of 10 loans every year. What is meant to be a short term loan, ends up being a cycle of repeated loans in order to pay off the previous loans.
 
It is important that we honor the Lord with the finances that we are given through tithes and offerings, so that we do not end up with the outcomes as expressed in Malachi 3:8-10. There is wisdom to be learned in this. Hear the full report of how we can respond to these realities and so much more. Also shared in this segment: debt, borrowing, lending, finances, curses, and honor. John and Steve shared in this segment.
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